A loan used to purchase the subject property.
A loan that replaces your existing mortgage on the investment property. This may be used to secure a lower interest rate, change loan terms, or access equity for business purposes such as purchasing additional investment properties.
A Planned Unit Development (PUD) is a type of real estate project that includes a mix of housing types and/or uses, managed by a homeowners association (HOA). Properties in a PUD may be subject to additional HOA fees, rules, and approval requirements that can affect financing.
Deferred maintenance refers to repairs or upkeep that have been postponed. Examples include a roof past its useful life, HVAC systems in need of replacement, plumbing or electrical issues, or significant cosmetic damage. Please describe any known issues honestly — this helps us structure the right loan for your situation.
'Current Debt Outstanding' refers to the balance remaining on your current debt on the property.
LTV = Requested Loan Amount ÷ Estimated Property Value
Enter a loan amount and property value to see the calculation.
| # | Beds | Baths | Monthly Rent | Lease Start | Lease End |
|---|
If you don't know an exact answer to any question, please estimate.
We only need a ballpark estimate, this does not need to be exact.
We only need a ballpark estimate, this does not need to be exact.
Declarations — Primary Borrower/Guarantor #1
Please complete the below declarations. If you answer "Yes" to any of the below fields, please include an explanation at the end.
| Are there any outstanding judgments against you? | |
| Have you declared bankruptcy within the last 7 years? | |
| Have you had property foreclosed upon, short sale, or deed in lieu in the last 7 years? | |
| Are you a party to a lawsuit? | |
| Have you been obligated on a loan that resulted in foreclosure, transfer of title, or judgment? | |
| Are you presently delinquent or in default on any federal debt or loan? | |
| Are you obligated to pay alimony, child support, or separate maintenance? | |
| Is any part of the down payment borrowed? | |
| Are you a co-maker or endorser on a note? | |
| Do you intend to occupy this property as a primary or secondary residence? (Must be No) | |
| Have you been convicted of a felony or financial crime in the last 5 years? |
Credit Authorization — Primary Borrower/Guarantor #1
By providing the information below, you authorize Harpoon Capital, LLC and/or its affiliates to obtain a hard inquiry credit report and background report in connection with this loan application. Full Terms & Conditions
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